Splitting Subscriptions Fairly: Netflix, Spotify, Amazon & More

Say goodbye to awkward “who owes what” chats — here’s how to share your favourite subscriptions effortlessly and keep the good vibes flowing.

Subscriptions — they’re everywhere. From Netflix binges and Spotify playlists to Amazon Prime deliveries and cloud storage, they’ve become the soundtrack of modern life. But as a couple or group of roommates, managing these monthly bills can get tricky fast.

You love your favourite shows, playlists, and quick deliveries. Your friends want to split the cost fairly. But juggling multiple subscriptions and tracking who pays what? That’s where things get complicated.

Here’s why splitting subscriptions feels tricky, and how a simple shared prepaid card can make it all smooth and stress-free.

1. The Subscription Jungle

Between streaming platforms, apps, and online services, the monthly costs add up quickly — and not everyone uses everything equally. Maybe you’re a Netflix fan, your partner swears by Amazon Prime, and your flatmate can’t live without Spotify.

Figuring out who pays for what, and how to divide costs fairly, can become a math puzzle nobody enjoys.

2. The ‘Who Pays Whom?’ Dilemma

Even with apps or spreadsheets, asking friends or partners to “send me your share” every month can get awkward. It feels less like teamwork and more like chasing debts — and that’s not a vibe anyone wants in their friendship or relationship.

3. Overlapping Subscriptions & Unused Accounts

Sometimes, subscriptions overlap (hello, two Netflix accounts!), or someone forgets to cancel an unused service. This can cause confusion and frustration, often leading to paying more than necessary.

4. Why Transparency Matters

Without clear visibility, it’s hard to keep track of who’s paid, who’s due, or whether the total amount covers all services. Misunderstandings can easily creep in.

5. Enter the Shared Prepaid Card

This is where a prepaid shared card comes in — topped up by everyone involved, and used among other things to pay for subscriptions. No need to ask for money every month or juggle multiple payments.

You all see the balance, the charges, and you can decide together how much to contribute. It’s fair, simple, and keeps the peace.

6. How to Set It Up

• Choose the subscriptions you want to share.

• Agree on how much each person chips in — equal shares, or proportional if someone uses more services.

• Load the shared prepaid card with the total amount each month.

• Use the card to pay all subscription bills automatically or manually.

• Track expenses via the app to avoid surprises.

7. Bonus Tips to Keep It Smooth

• Schedule a monthly check-in to review subscriptions and costs.

• Cancel any unused or duplicate services to save money.

• Use the shared card for other joint expenses too — like utilities or groceries.

Wrapping Up

Sharing subscriptions should feel easy — not like a complicated budget battle. With a shared prepaid card, you keep the fun going, avoid awkward money chats, and make sure everyone pays their fair share.

Because life’s too short for subscription drama.

Join our waitlist today to be among the first people who will benefit!